Here are the top 7 reasons homeowners order appraisals from Canter Fields Real Estate, LLC:
We at Canter Fields Real Estate, LLC understand the individual needs of a homeowner looking for appraisal services. Our regular business clients are used to the appraisal process and the standard "products" we deliver to them. As our valued client, you can expect extra guidance and explanations through the appraisal process to better understand what we do and how we document the results of our analysis. For Sale by Owner (FSBO)/Pre-Listing ServicesIt's very hard to be objective about your own home because you probably have an emotional attachment to it. Our professional appraisers at Canter Fields Real Estate, LLC are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. In addition to helping you set a realistic price to sell at so your property will attract buyers, a professional appraisal is a very important negotiating tool once you have an interested buyer. It's something tangible to show your buyer. The appraisal is an independent third party's opinion of your house's market value, not just how much your house is worth. Interested buyers know that you have an emotional attachment to your home and will be much more likely to give credibility to a seasoned appraiser's value opinion than yours.Challenge property tax assessmentsYour local tax assessor may have your house overvalued if you live in an area that's going down or is not appreciating as much as other houses close to yours. That only means you are going to pay more taxes than you should. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better off you'll be. Getting a professional appraisal from Canter Fields Real Estate, LLC is your strongest weapon when contesting your property tax assessment.Need to remove PMI?PMI stands for Private Mortgage Insurance. A popular money saver for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is less than 80% of the value of your property, in most cases you can apply to the lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We're veterans in helping clients just like you delete unwanted and unneeded PMI insurance.Recently got a freeze to your HELOC?Your lender just may decide to automatically freeze your home equity line of credit (HELOC) if your home is close to a declining area -- even if your specific property has not declined in value. Not only can this be annoying from a cash flow viewpoint, but it can be harmful to your credit score since it may appear as though that credit line is maxed out. A professional appraisal from Canter Fields Real Estate, LLC can help you reinstate your HELOC.Field and Desktop Appraisal Review ServicesWould you prefer a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you desire a veteran appraiser to double-check your appraisal for efficiency? We can go out and check the subject and comparables in question in a field review. If you need it in a rush, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.We can also provide a retrospective review of any appraisal report you may have had done before. While usually requested by banks, you may need to take advantage of this service if you suspect mortgage fraud related to your property. |